I, like many credit card enthusiasts, am a big fan of Chases Ultimate Rewards program for the ease with which you can accumulate points and the ability to transfer them to different hotel and airline partners at a 1:1 rate.
Perks: Beyond rewards, a card might offer perks, or benefits you get just for carrying the card.Annual fees and sign-up bonuses can also sway your decision.No one likes surprise charges and so we check the foreign transaction fees on cards we evaluate.Capital One VentureOne Rewards Credit Card The Capital One VentureOne Rewards Credit Card comes with a sign-up bonus of 20,000 bonus miles once you spend 1,000 on purchases within the first 3 months.The Platinum Card from American Express is the standard in luxury rewards credit cards, especially gymnastics gifts for 9 year old in the travel category.No matter which phase of credit card ownership you are in, one of the most lucrative ways to maximize your rewards is to hit your sign-up bonus threshold.Earn 2x points on all travel and dining purchases.
Bonus Offer: 30,000 Starpoints after spending 3,000 in 90 days.
The main thing we look for in a rewards credit card is the rate at which the miles are accumulated and which spending habits the card will work best for.See more in our guide to choosing a rewards credit card.Read Bankrates full Discover it Cash Back review.Editorial disclosure: All reviews are prepared by m staff.There is a 95 annual fee for owning this card, but it is waived in the first year and can pay for itself as you collect and redeem your Chase Ultimate Rewards points.Redeem your rewards for travel through your cards travel portal.For the most part, rewards cards fall into two categories: flat-rate rewards and category bonus rewards.The amount youll be rewarded varies greatly from card to card but its nearly always based on a percentage of what you just spent.You can compare the Amex Platinum with the Chase Sapphire Reserve here.The card has an introductory offer of 500 cash back when you spend 3,000 within the first 3 months of opening the card, which is easily achievable for most cardholders and makes for a sizeable bonus rewards perk.The most common example of these, outside of store credit cards, are airline credit cards that offer bonus miles on airline-specific spending.
Read Bankrates full Capital One Savor Cash Rewards Credit Card review.