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Consumer reports gift cards

consumer reports gift cards

The cash redemption option is not available for promotional cards, telecom cards, or gift cards redeemed to an online account for the league honor system rewards purchase of goods or services.
For cards sold on or after December 1, 2012, no fees allowed except activation or re-load fees, or fees for replacement cards.
No dormancy fee before 13th month of inactivity.
Learn about Google Play gift card scams here.Different rules for loyalty, rewards and promotional gift cards: fees and expiration dates are permitted provided that proper notice is given to the client birthday gift ideas consumer.Does not cover rewards or loyalty cards, prepaid wireless telephone service cards, or cards that are useable at multiple unaffiliated merchants.Report Scams, amazon, call 1 (888) 280-4331, learn about about Amazon gift card scams here.Learn about iTunes gift card scams and how to report them here.Kentucky: Gift cards without expiration dates good until redeemed or replaced.Permits a 1 per month fee only when the card has a balance of 5 or less, the card has been unused for 24 months, the card is reloadable and the fee is properly disclosed.If original value of gift card was more than 5, and remaining value is less than 5, can redeem for cash.For cards that were sold before December 1, 2012, no dormancy fees until after at least two years of inactivity.California : No expiration dates.If you have a gift card with a network logo such as Visa or MasterCard, your gift card is protected by the card Act.All eligible gift cards reloadable or not that have 5 or less remaining value may be redeemed for cash.
Washington : No expiration date with an exception.
North Dakota : No expiration for six years.

If remaining value is below 1, the cardholder may redeem remainder for cash.Does not cover loyalty or rewards cards, general use prepaid cards, cards that can be used at multiple, unaffiliated merchants or cards linked to bank accounts.West Coast Office 1535 Mission StreetSan Francisco, CA94103 Updated: November 2013.ITunes, call 1 (800) then press 6 for other, then say operator to be connected to a live representative.Any card with cash value of 5 or less may be redeemed for cash.Blackhawk Network s 2018 Consumer Gift Card Preferences report outlines the latest gift card trends and how you can apply them to your gift card strategies and programs this year.Non-reloadable cards redeemed for 90 of the face value may be redeemed for the remaining cash.If fees are charged, notice in writing either on the card or the card packaging is required.Florida : No expiration dates.
They might pose as IRS officials and say youre buy hobby lobby gift card in trouble for not paying taxes; or a family member with an emergency; or a public utility company threatening to shut off your water; or even a servicemember selling something before deployment.

Covers cards that can be used at multiple unaffiliated merchants, gift certificates or store gift cards.
Here at Gift Card Granny, we protect all of our consumers.
No dormancy fees before 3 continuous years of nonuse.