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Bank rewards programs

This is regarded as having buy itunes gift card digital delivery been the prototype for such schemes in Europe.
Others, like Perka (US Loyalli (UK Whisqr Loyalty (CA and Loopy Loyalty (HK) have offered similar programs.
Loyalty programs have been described as a form of centralized virtual currency, one with unidirectional cash flow, since reward points can be exchanged into a good or service but not into cash.
Passcard has been claimed to be the first reward scheme or discount card, created around by Gary Wilson in 1981 citation needed and later known as Passkey.Citation needed Europe edit Finland edit Loyalty programs are very popular in Finland.Archived from the original on Jennifer Bain.Germany edit The largest loyalty program in Germany is Payback, which was launched in 2000."Canadian Tire Money loyalty program".With an investment in excess of GB 30 million, the Boots Advantage Card, launched in 1997, is the largest smart card retail loyalty card scheme in the world, and the third-largest retail loyalty scheme in the UK in terms of cards issued.Rewards From Us To You is a hotel loyalty program for independent hotels in Belgium, Holland, Ireland the United Kingdom.
Speedy, Blair (17 February 2011).

Alternatively, some banks and credit card companies have their own programs, with points being either redeemable or transferable to various airline rewards programs.The winning idea was Mobile CaH, a hands-free payment app that PNC will now develop in its innovation lab.Between 20 (before their purchase of Safeway Albertsons, Shaw's, Acme Markets, and Jewel-Osco (all owned by Albertsons LLC ) eliminated their loyalty cards in favor of discounts for all shoppers.Another Russian loyalty program.53 Among other Australian retailers, the largest programs are Myer 's myer one program, the Priceline Club Card, Amcal Club, Millers Retail Club, and the BB Retail Capital Pulse Rewards program.While these schemes vary, the common element is a push toward eradication of a traditional card, in favour of an electronic equivalent.By continent and country edit Asia edit Hong Kong edit Hong Kong offers many loyalty programs.
"New loyalty program for Canadian small businesses rewards local shopping".